ezAch Software - NACHA ACH File Creator

Direct Deposit Is Easy and Fast!

Important Update: ezACH 5.0 is Now Available

We are pleased to announce the release of ezACH 5.0, which includes support for the new "PAYROLL" and "PURCHASE" Company Entry Descriptions.

Action Required: Originators must transition to these new descriptions no later than March 20, 2026. Please update your ezACH software as soon as possible to ensure compliance and uninterrupted service.

Streamline and Expedite Employee Payments Effortlessly with ezAch

Automated Clearing House (ACH) is an electronic network for financial transactions in the United States. With ezACH software, you can create the NACHA ACH file to make ACH Payment easily. ezACH makes it easy to

- Deposit the funds for payroll, employee expense reimbursement
- Pay Vendors
- Pay Government taxes
- Collect payments from customers

The ACH processes all credits and debits from a particular bank in one batch. This method is thus more suitable when you receive funds from multiple clients or send payments to multiple employess and vendors.

Benefits of Using ezACH

FAST

The NACHA Operating Rules require that ACH credits settle in one to two business days and ACH debits settle on the next business day.

EASY TO USE

User-friendly graphic interface and Windows menus make ezAch Deposit quick and easy to set up, use and understand for both beginners and experts.

FLEXIBLE

Flexible import from files

Easily import from ezPaycheck, ezAccounting and ezCheckPrinting

AFFORDABLE

Only $199 with no monthly fee and other hidden cost. (Note: Some bank may charge fee for direct deposit.)

Unlimited payer and payee accounts with one flat rate

30-DAY FREE TRIAL

You are welcome to test drive ezAch Deposit for free, with no cost and no obligation..

SUPPORT

Online guide

Please feel free to contact us if you need assistance

Most Banks Support ACH Payment

American Express Centurion Bank, Bank of America, Merrill Lynch, BB&T, BMO Harris Bank, BNY Mellon, Capital One, Citibank N.A., Discover Financial Services, Inc., Fifth Third Bank, First PREMIER Bank, Huntington National Bank, J.P. Morgan, KeyBank, M&T, Merrick Bank Corporation, MetaBank, Navy Federal Credit Union, PNC Bank, Citizens Bank, Regions Financial Corp., State Bank & Trust Company, Silicon Valley Bank, SunTrust, TCF National Bank, TD Bank, N.A., The Bancorp Bank, UMB Bank, U.S. Bank, Wells Fargo and more

The NACHA Operating Rules require that ACH credits settle in one to two business days and ACH debits settle on the next business day.

How ezACH Works

Most commercial banks offer an ACH deposit interface that can be activated upon request. To use this feature, simply contact your bank to ensure it is enabled for your account.

Customer generates the ACH file and upload it to their bank.

The ezACH software does not process the transactions directly. Instead, it generates the ACH file, which you can upload to your bank. Your bank will then process the transactions according to the instructions within the ACH file. For example, this may include depositing payments for employees, paying vendors, or collecting funds from clients.

The bank processes transactions based on the ACH file

This file contains your bank information, the employee or vendor's bank information, and specific instructions, such as sending payments or collecting funds. The bank will follow the instructions in the ACH file to complete the transactions. Processing typically takes anywhere from several hours to 1-2 business days.

No More Hassle Dealing with the Banks.

The ezACH Direct Deposit Software Is Fully Compatible with Windows 11

ezAch application run on Windows 11, 10, 8, 7 and other Windows, 32-bit/64-bit system or Mac installed with Virtual Machine or Parallels.

Quick start guide

What is ACH?

What is the cost to use ezACH software

Steps to start direct deposit

How to pay employees and vendors

How to collect funds from clients

How to import transactions from external csv file

How to Import Paycheck data from ezPaycheck payroll software

Sample ACH file

Key Features

	Single-user Version	Multiple-user Version
Easy-to-use graphic user interface Designed with simplicity in mind; Form level help buttons; Easy to follow wizard guides through the steps to generate ACH file	Yes	Yes
Generate ACH file for Direct Deposit manually or import data from other source Create direct deposit file for employee payroll; Create direct deposit file for Government; Collect fund from customers; Payments to vendors;	Yes	Yes
Support multiple origination bank accounts. It supports ARC, CCD, CCD+, POP, PPD, RCK, TEL, WEB SEC type.	Yes	Yes
Import Fast Import from files; Easily import paycheck data from ezPaycheck and ezCheckPrinting software. Easily import check data from ezCheckPrinting software.	Yes	Yes
Easily update ABA Bank routing number database.	Yes	Yes
Purchase and Support 30-day Free trial available; No monthly fee; Purchase ezACH software now and get the key code instantly; No hidden cost Free email and livechat support;	Yes	Yes
Network access (Multiple users can share the same database)	No	Yes

What Is The Cost of Using ezACH Deposit Software

ezACh deposit software is just $199 per installation. You just pay us once with no monthly fee, no annual fee and no other hidden cost.

However, some bank may charge customers monthly fee for direct deposit feature. And some bank may charge a fee for each ACH transaction. Please contact your bank for more details.

Price List

(Learn More About Purchase)

ezAch Deposit Software Version 5, Single-user License (No USB included)	Unlimited Company Accounts Unlimited Transactions	$199 Single-user License
ezAch Deposit Software Version 5, 2-user Network License (No USB included)	Unlimited Company Accounts Unlimited Transactions Network data sharing	$299 2-user License
ezAch Deposit Software Version 5, 3-user Network License (No USB included)	Unlimited Company Accounts Unlimited Transactions Network data sharing	$399 3-user License
ezAch Deposit Software Version 5, 4-user Network License (No USB included)	Unlimited Company Accounts Unlimited Transactions Network data sharing	$499 4-user License
ezAch Deposit Software Version 5, 5-user Network License (No USB included)	Unlimited Company Accounts Unlimited Transactions Network data sharing	$599 5-user License
ezAch Deposit Software USB (no license key included.)	Ship by USPS First Class Mail, US Only	$16.95/USB (No license included)

Note:
The license key will be sent to your email account automatically once the transaction is done. If the message is blocked by your mail server, please contact us at [email protected].

The software on the USB is the same as the one you download from our site. The USB option does not include the license key. If you can download this software from our site, you do not need the USB. You can just purchase the license key. The USB is for the users who cannot download software or who wants to keep a hard backup copy.