How to Generate ACH File for Paycheck Direct Deposit
ACH payments are a convenient way to pay employees because the funds are automatically deposited into the employee's bank account. Such payment transactions can be settled in 24 hours. ezACH deposit software can generate the ACH file that you can upload to your bank account to speed up electronic fund transfer.
You can download and try ezACH software for free before purchasing, with no credit card needed and no obligation.
Once you installed ezACH, you will see the ezACH shortcut on desktop. You can double click it to run ezACH software.
For the first time, you will see key code input pop up screen. Once you entered the key code, you will not see it again. If you just want to try ezACH software, you can click the "Use Trial Version" button to trial ezACH software.
2. Start ezACH software, generate ACH file and upload it to bank to process transactions.
2.1 Set up company bank account
(If you have already set up your account, you can ingore this step)
Click the Settings button to open account setup screen
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Enter account information (Click image to enlarge)
ACH Header Settings
Immediate Destination Routing number
Typically your bank's ABA/Routing Number (9 digits)
Immediate Destination Name
Your Bank Name. Such as "PNC BANK, KENTUCKY, INC." or "Bank of America NE"
Immediate Origin Number
This is the company ID assigned by your bank. Typically your Fed ID (oftern with a leading "1"), an account number, or ABA Number. Not sure, Try 1 + Fed ID. The maximum length is 10-digit.
Immediate Origin Name
Your company Name
2.2: Add Employees
On the home screen, click the button Add a Client to add employee account information. Or you can click the top menu "Main" then "Clients" to add a new employee.
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2.3: Add New Transactions for paychecks
You can enter the transactions manually.
Or you can import the transaction from external csv file.
Or you can import paychecks from EzPaycheck payroll software
Or you can import checks from EzCheckPrinting software
To Pay Employees, you should choose option "Credit".
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2.4: Create the ACH file
2.4.1 Review the transactions. If everything is correct, click the "Generate ACH file" to generte the file (Click image to enlarge)
2.4.2 If there is no error in list, click the SAVE button to save your file. (Click image to enlarge)
2.4.3. You can specify a new folder to save your file (Click image to enlarge)
2.4.4. Sample ACH file (Click image to enlarge)
2.5 Upload ACH file to your bank
Then you can log in your bank account, upload the ACH file, review and authorize the transactions. Usually your employees can see funds in their account in 24 hours.
Your bank should give you the user ID, password and instructions on how to upload/send file. You can contact your bank for more details.
ezACH generates NACHA ACH files for easy upload to your bank, enabling seamless electronic fund transfers. If you haven't installed this ACH generator yet, you can download a free, no-obligation 14-day trial - no credit card required.
ezACH software is compatible with Windows 11, 10, 8.1, 8, 7, Vista, 2012, 2003 and other Windows PC.
