Using "ACH file for Direct Deposit Software", On Account Settings, what bank info is "Immediate Destination Routing Number" and what bank info is "Immediate Origin Number". I guess under Company and Bank portion, that is all my personal banking information, correct? Also, when I am having my personal bank do the ACH transaction and draw the funds from another bank institution to have deposited in my personal bank account, would that be "debit" or "credit".