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Direct Deposit: How to Enable ACH Payment Feature

    

Most banks will not enable the ACH payment feature when you opened an account. You may need to talk with the business support team in your bank to enable this feature.

Next Step: Install ezACH Software >>

Talk with the Business Support Team in Your Bank

Below are some questions that you may ask to start ACH payment:

1. "Does my account support the ACH payment?"

2. "How to enable the ACH payment feature with my account?"

3. "After I generate the ACH file, how can I upload the NACHA ACH file to my bank account to process transactions?"

You can send the following guide link to your bank. This sample may help them understand what feature you are looking for.

Sample: How to upload the ACH file to my account and process transactions
https://www.halfpricesoft.com/direct-deposit-software/ach-payment-upload-file.asp

Most Banks Support ACH Payment

American Express Centurion Bank, Bank of America, Merrill Lynch, BB&T, BMO Harris Bank, BNY Mellon, Capital One, Citibank N.A., Discover Financial Services, Inc., Fifth Third Bank, First PREMIER Bank, Huntington National Bank, J.P. Morgan, KeyBank, M&T, Merrick Bank Corporation, MetaBank, Navy Federal Credit Union, PNC Bank, Citizens Bank, Regions Financial Corp., State Bank & Trust Company, Silicon Valley Bank, SunTrust, TCF National Bank, TD Bank, N.A., The Bancorp Bank, UMB Bank, U.S. Bank, Wells Fargo and more.

The NACHA Operating Rules require that ACH credits settle in one to two business days and ACH debits settle on the next business day.


Set up your account and start ACH payment

Once this feature is activated, your bank will give you the instructions to upload the ACH file. (ie: ach file upload link, user ID, password. Some banks may also offer some security dongle or USB device to be used with your transactions.)


Next Step: Install ezACH Software >>

direct deposit software
ezACH generates NACHA ACH files for easy upload to your bank, enabling seamless electronic fund transfers. If you haven't installed this ACH generator yet, you can download a free, no-obligation 14-day trial - no credit card required.

ezACH software is compatible with Windows 11, 10, 8.1, 8, 7, Vista, 2012, 2003 and other Windows PC.

    



Related Links:

  • ACH Direct Deposit Quick Start Guide
  • What is ACH?
  • How to start direct deposit via ACH payment
  • Sample ACH file
  • The cost of using ezACH software

  • Install and start ezACH
  • How to create NACHA ACH file for paycheck direct deposit
  • How to collect funds via ACH direct deposit

  • Bank origination account management
  • Client management
  • Transaction management
  • Create NACHA ACH file
  • Upload ACH file to bank to process transactions

  • Mutiple-user network version

  • Sample: How to import transactions from .csv file
  • Sample: ezACH guide For ezPaycheck payroll software user
  • Sample: How to import data from ezCheckPrinting software


    • Get Help

    Please feel free to contact us whenever you need assistance. Our support team is glad to assist you.